Disclaimer: The information in this website is for general information purposes only and does not purport to contain all matters relevant to any particular or financial instrument. It is not intended to be a recommendation, offer or invitation to purchase, sell or otherwise deal in securities or other investments. Cashwerkz shall not be liable for any errors, omissions, defects or misrepresentations in the information or for any loss or damage (whether direct or indirect) suffered by persons who use or rely on the information contained here. Any information or advice, has been provided by Cashwerkz without taking account of your objectives, financial situation and needs. Because of this, you should, before acting on any advice from Cashwerkz, consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. If this document, or any advice, relates to the acquisition, or possible acquisition, of a particular financial product, you should obtain a product disclosure statement relating to the product and consider the statement before making any decision about whether to acquire the product. Neither Cashwerkz, nor any of its directors, authorised representatives, employees, or agents, makes any representation or warranty as to the reliability, accuracy, or completeness, of this document or any advice. Nor do they accept any liability or responsibility arising in any way (including negligence) for errors in, or omissions from, this document or advice. Cashwerkz, its staff and related parties earn fees and revenue from dealing in the securities as principal or otherwise and may have an interest in any securities mentioned in this document. Any reference to credit ratings of companies, entities or financial products must only be relied upon by a ‘wholesale client’ as that term is defined in section 761G of the Corporations Act 2001 (Cth). Cashwerkz strongly recommends that you seek independent accounting, financial, taxation, and legal advice, tailored to your specific objectives, financial situation or needs, prior to making any investment decision. Cashwerkz does not provide tax advice and is not a registered tax agent or tax (financial) advisor, nor are any of Cashwerkz’s staff or authorised representatives. Cashwerkz does not make a market in the securities or products that may be referred to in this document. An investment in notes or corporate bonds should not be compared to a bank deposit. Notes and corporate bonds have a greater risk of loss of some or all of an investor’s capital when compared to bank deposits. Past performance of any product described on any communication from Cashwerkz is not a reliable indication of future performance. Forecasts contained in this document are predictive in character and based on assumptions specified the document and generally available at the time and no reliance should be placed on the accuracy of any forecast information. The actual results may differ substantially from the forecasts and are subject to change without further notice. Cashwerkz is not licensed to provide foreign exchange hedging or deal in foreign exchange contracts services. Cashwerkz may quote to you an estimated yield when you purchase a bond. This yield may be calculated by Cashwerkz on either A) a yield to maturity date basis; or B) a yield to early redemption date basis. Some bond issuances include multiple early redemption dates and prices, therefore the realised yield earned by you on the bond may differ from the yield estimated or quoted by Cashwerkz at the time of your purchase. BondIncome is fundraising for The Smith Family between 3 May 2021 to 29 April 2022. For every client who opens a BondIncome account, BondIncome will donate $150 to The Smith Family. BondIncome is authorised by The Smith Family ( Level 9, 117 Clarence Street, Sydney NSW 2001) to fundraise on its behalf in ACT, NSW, NT, QLD, SA,VIC, WA and TAS. All funds will go directly to The Smith Family to help Australians in need.